What Is a Disposable or Virtual Credit Card Number?

Everything from paper cups to cameras have become disposable these days. You can go to your local convenience store and pick up a slew of products such as cameras and even cell phones that can be thrown away. In the credit card world there are also options that are essentially disposable. Virtual credit cards, also referred to as disposable credit cards can be obtained through a variety of credit card issuers on the market today.

A virtual card is essentially a number that will expire within a very short period of time or after just a few uses or even just one use. One time use card numbers are issued for the purpose of shopping online or any form of high risk transaction. The purpose of having a virtual card number is being able to shop securely online or even just over the phone. Perhaps, you are dealing with a less than reputable vendor that you would not want to have your credit card number. Simply contact your credit card issuer and ask for a virtual number. The other big advantage is that if anyone were to hack your number online the card number would no longer be good. This would make it impossible for someone to steal your number and go on a shopping spree with your dollar.. Purchases made with a temporary number will show on your statement as regular transactions or will show separately.

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